Real Life Credit Solutions
Privacy Policy
Privacy Policy
Real Life Credit Solutions Privacy Policy
1. Overview
Real Life Credit Solutions ("Company," "we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines the types of information we collect, how we use it, and the measures we take to safeguard your data.
2. Information We Collect
We may collect and process the following types of personal information:
- Personal and contact details, including names, addresses, phone numbers, and email addresses.
- Financial information, including credit reports, credit scores, and banking details.
- Identification documents, such as social security numbers and government-issued identification cards.
- Health records, if relevant to the credit repair process.
3. How We Collect Information
We may collect information in the following ways:
- Directly from you during the application and consultation process.
- From credit reporting agencies and other third-party sources.
- Through our secure online platform and communication channels.
- Via documents and information you provide to us.
4. Purpose of Information Collection
We collect and process personal information for the following purposes:
- To assess your eligibility for credit repair services.
- To provide personalized credit repair, education, and building services.
- To communicate with you regarding your account and services.
- To comply with legal and regulatory requirements.
5. Information Security
Real Life Credit Solutions employs industry-standard security measures to protect your personal information. This includes the use of bank-grade encryption for our software and restricted access to sensitive data. We regularly review and update our security protocols to ensure the confidentiality and integrity of your information.
6. Third-Party Disclosures
We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as required by law or in connection with the provision of our services.
7. Your Rights
You have the right to access, correct, and delete your personal information. To exercise these rights or inquire about the information we hold, please contact us at [email protected] or 313-883-9664.
8. Changes to Privacy Policy
We reserve the right to update this Privacy Policy to reflect changes in our practices and services. We will notify you of any material changes by email or through our website.
9. Contact Information
If you have any questions or concerns about our Privacy Policy, please contact Real Life Credit Solutions at [email protected] or 313-883-9664
There is no reason to keep bad credit!
FAQs
Can you delete everything?
We can not promise to delete a single item, as we do not have the power to do so. What we do is dispute and challenge all negative items each round and our process has proven to work.
What does a round consist of?
A round of credit repair consists of disputing and challenging all negative items, deleting outdated, and correcting all incorrect information. There is usually 35-45 days in between rounds.
What is credit monitoring?
We use SmartCredit to monitor your credit while you are a client and we offer another program to continue your credit monitoring after graduating from our program. The cost of credit monitoring is covered as long as you are in our program and the cost is reduced once you graduate and have to pay for it on your own.
What is your money back guarantee?
Our money back guarantee promises to return your payments back to you in full if you have not seen results after three months. The only rule is that you use all of the resources we provide to you and you don't do anything to cause your score to decrease like adding inquiries or worse, a late payment or collection.
Can I sign up for a program after signing up for monthly service?
Absolutely. You can sign up for our monthly service today and if you decide to sign up for a program next week, the cost will be prorated.
What can I do in my client portal?
Your client portal will serve as the home base for all things credit repair while we work on rebuilding or repairing your credit. Score updates, challenges and disputes, credit audits, and all other pertinent information is available in your portal.
Is my personal information safe?
We use the same type of encryption software the banks use. We have never had a breach of information and we are sure there will be none to come. Your information is safe with us.
What are some of the resources you offer?
Other than credit repair and credit counseling, we are also credit card and tradeline brokers. We have all of the tools you need to build your credit.
Fill out this form so we can better prepare for our credit consultation.
Office:
2785 E Grand Blvd, #381
Detroit, MI 48211
Call
313-883-9664
Email:
Site: www.reallifecreditsolutions.com